Everyone we speak to finds this situation a nightmare to insure, but we’ve now helped so many shared freeholders that we find this policy an absolute breeze!
The biggest issue with Shared Freehold properties is that all the freeholders inevitably end up with individual Home Insurance policies that can leave gaps in cover for the building and lead to lengthy claims disputes.
If you share a building with another freeholder and the building gets broken into, and you both have separate home insurance both policies will pay out but there will be a dispute over communal areas. We can arrange a single policy that names the freeholders individually, allowing them to claim separately and get rid of any duplication of insurance.
