Buy-to-Let Insurance is really just another way of saying Landlords or Property Owners Insurance. Whether your property is occupied or not Buy-to-Let Insurance will generally cover;
- Buildings
- Fire
- Storm / Flood
- Escape of water
- Theft
- Malicious damage
- Subsidence / Heave
- Liabilities
- Legal expenses
- Loss of rent (optional)
If you have tenants in a furnished property you can also specify Landlords Contents to protect the contents of the property. Your tenants must have their own contents insurance to protect their items.