There are many concerns that can run through a parent’s head as their children head off to uni. Will they do well? Do they know how to use the washing machine? As well as hoping they will keep their belongings safe.
There are some insurers who specialise in student insurance. However, this can be pricey and not always the cover you would be used to. Therefore you should consider speaking to your home insurer.
Most mid to high net worth home insurers will cover children’s belongings while they are away at uni through the main home policy, as they are worldwide all risk. This means that not only are their belongings covered in their locked rooms in halls, (which is a common restriction on standard home insurance policies), but also when out and about. Whether they are chatting to a friend in the dorm next doors, or living in a shared house, most mid to high net home insurers gives parents that peace of mind.
Please do not hesitate to contact us if you have any questions!
Written by: Sarah Barrett, Broking Team Leader (firstname.lastname@example.org)